What is workers' compensation in NY?

Workers’ compensation is a form of insurance that provides wage replacement and medical benefits to employees injured during employment. This system aims to protect workers from the financial hardships associated with work-related injuries or illnesses while protecting employers from lawsuits by injured employees.

If you were hurt at work, contact the skilled New York workers’ compensation lawyers with The Weinstein Law Group. Call (212) 741-3800 or contact us online to schedule your free consultation.

1. Coverage and eligibility

Virtually all employers in New York State must provide workers’ compensation coverage for their employees. This includes full-time and part-time employees, family members, and volunteers working for for-profit businesses. The coverage begins on the employee’s first day of employment. It is supposed to cover all medical costs for on-the-job injuries and compensation for lost wages after a short waiting period.

2. Benefits provided

Medical care

Employees are entitled to necessary medical treatment directly related to the original injury or illness and the recovery from his/her disability.

Wage replacement

Employees who cannot work following a work-related injury are eligible to receive cash benefits, a portion of their average weekly wage, typically two-thirds multiplied by the percentage of their disability.

Survivor (death) benefits

If a work-related injury results in death, the worker’s dependents may receive death benefits, akin to life insurance, to help cover the financial burden.

3. Process for filing a claim

To initiate a workers’ compensation claim in New York, an injured worker must:

1. Notify their employer about the injury and how it occurred within 30 days.
2. Seek medical treatment from a licensed medical provider, who must complete a preliminary medical report and send it to the relevant parties, including the Workers’ Compensation Board.
3. File a claim with the Workers’ Compensation Board, specifically using Form C-3, within two years of the injury.

4. Legal support from The Weinstein Law Group

Navigating workers’ compensation in NY can be complex, especially when dealing with claim filings and disputes. The Weinstein Law Group specializes in workers’ compensation cases, providing expert legal support to ensure that injured workers receive the maximum benefits they are entitled to. From handling paperwork to representing clients in hearings, they ensure the legal process is smooth and efficient.

Why understanding workers’ compensation in NY is important

Understanding New York’s workers’ compensation system is essential for protecting your rights as an employee. If injured on the job, understanding this system ensures you can effectively claim the benefits you deserve without undue delay or denial. Employers must also understand their obligations under this law to maintain compliance and adequately support their employees.

For further details about your specific case or more information on workers’ compensation laws, contact The Weinstein Law Group or visit the New York State Workers’ Compensation Board website. These can provide additional resources and guidance tailored to your needs.

We’ll help you get the full benefits you deserve

Workers’ compensation is a safety net for employees and employers, designed to support those injured on the job and mitigate financial instability from workplace accidents. Whether you’re an employee seeking assistance on a claim or an employer looking to understand your responsibilities, professional legal advice from The Weinstein Law Group can be invaluable in navigating the complexities of workers’ compensation in New York.