How long do I have to wait to receive my construction accident benefits?

If you’ve been involved in a construction accident, one of your immediate concerns will likely be, “How long do I have to wait to receive my construction accident benefits?” The answer can vary based on several factors, including the specifics of your case and the efficiency of the claims process.

Keep reading for insights from the New York construction accident lawyers of The Weinstein Law Group, then call (212) 741-3800 for strong legal guidance.

Initial steps after a construction accident

Reporting the accident

After experiencing a construction accident, the first crucial step is to report the injury to your employer. New York law requires that this report be made as soon as possible, ideally within 30 days of the accident. Prompt reporting not only ensures compliance but also facilitates a quicker initiation of the claims process.

Seeking medical attention

It’s also essential to seek immediate medical treatment, which addresses your health needs and provides vital documentation for your benefits claim. The medical report should detail the extent of your injuries and the expected course of treatment.

Filing your workers’ compensation claim

Submission of the claim

In New York, you must file a workers’ compensation claim by submitting Form C-3 to the New York State Workers’ Compensation Board as soon as possible after the accident, ideally within two years from the date of the injury. This form initiates your claim with the board.

The waiting period

Processing the claim

Once your claim is filed, the insurance company has 14 days to send you a written statement acknowledging your claim. Following this, they have 18 days to approve or deny your claim if you have been out of work for more than seven days due to your injury.

Receiving initial benefits

If your claim is approved, you should begin receiving benefits promptly. Benefits for lost wages typically start after a waiting period of seven days from the injury. If you are out of work for more than 14 days, you will be compensated from the date of the injury.

Potential delays

Delays in receiving benefits often occur if the insurance company or your employer disputes your claim. Disputes can arise regarding the cause of the injury, the extent of the injury, or the connection between the injury and your employment. In such cases, hearings may be necessary to resolve the issues, extending the timeline significantly.

Role of legal representation

Having experienced legal representation from a firm like The Weinstein Law Group can be crucial in navigating disputes and minimizing delays. Our expertise in construction accident claims can help expedite the process, from filing the claim correctly the first time to negotiating with insurers and representing you in hearings if necessary.

Don’t delay – start your journey to compensation today

While the timeline for receiving construction accident benefits in New York can vary, understanding the process and your responsibilities can help ensure that you receive your benefits as quickly as possible.

Engaging with a knowledgeable attorney from The Weinstein Law Group can further streamline this process, providing the support you need to secure your benefits and focus on your recovery.